Driving without coverage is like trying to cross a tightrope without a safety net. You never know when a gust of wind or a misstep could send you tumbling down. Things happen that sometimes are out of our control.
You can choose to reduce your liability with our coverage options. Our vehicles all come with an included coverage plan, but you can reduce your liability in the event of an accident, to give you peace of mind, and a safety cushion in case of an unexpected mishap. So, buckle up and get coverage for your ride!
Coverage must be arranged prior to departing our branch.
Price and Options vary depending on vehicle type. Liability below are per incident.
Basic Cover |
Superior Cover |
Max Cover |
Windscreen Cover | |
| Vehicle Type / Liability | $3000.00 - Light Vehicles $5000.00 - Heavy Vehicles |
$1000 | $0.00 | $0.00 (Windscreen Only) |
| Light Vehicles (Cars & SUVs, People Movers, Trailers) |
$0.00/day | $25.00/day | $38.00/day | $10.00/day |
| Light Commercial Vehicles (Passenger Vans, Total Mobility Vehicles, Cargo Vans, Utes) |
$0.00/day | $32.00/day | $44.00/day | $10.00/day |
| Heavy Vehicles (13+ seat Minibus, Buses, & Trucks) |
$0.00/day | $44.00/day | - | $15.00/day |
| Security Deposit Required | $400.00 | $400.00 | $400.00 |
We like to keep things clear. Here's what each covereage level covers so you know exactly what your getting.
Basic Cover |
Superior Cover |
Max Cover |
Windscreen Cover | |
| Liability | $3000.00 or $5000.00 | $1000 | $0.00 | $0.00 on Windscreen |
| Collision Damage Waiver (CDW) / Loss Damage Waiver (LDW) Damage to the rental vehicle from collisions Theft of the rental vehicle, vandalism damage, weather related damage (hail, flood, etc.) Most mechanical issues not caused by driver negligence, damage to other vehicles involved in an accident property damage to buildings, fences, etc. excludes windscreen. |
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| Third Party Coverage | ||||
| 24/7 Roadside Assistance | ||||
| Loss of use charges while vehicle is being repaired | ||||
| Administrative fees related to claims processing | ||||
| Flat Battery – call out and repair/replace | ||||
| Tyre Punctures - call out and repair/replace | ||||
| Vehicle key lockout (excludes lost keys) | ||||
| Windshield chips or cracks |
We believe in transparency, so here’s what’s NOT covered by any coverage level:
| What's not covered? |
| • Damage while driving on unpaved roads or beaches • Damage from ignoring vehicle warning lights or signage • Driving in breach of the New Zealand road code • Transmission/clutch damage from improper gear shifting • Damage to the vehicle undercarriage or roof • Water Damage • Damage caused while under the control of unapproved drivers not on the rental agreement • Use of the vehicle for Ride Share services • Damage from smoking, or open flames • Damage from the improper use of vehicle accessories such as snow chains • Damage from the use of incorrect fuel/exhaust additives • Lost keys • The front windscreen is not covered under the basic or superior cover, unless windscreen cover is taken • Side and rear windows are not covered by windscreen cover |
Yes – all rentals come with Basic Cover at no extra cost. This includes protection against collision damage, theft, and third-party liability. The catch? It comes with a higher liability:
If you're happy to take on a bit more risk to keep costs down, Basic Cover will do the trick. But if you want more peace of mind, you’ve got options.
Absolutely. Windscreen cover can be added on to Basic or Superior Cover:
If you’re travelling in areas prone to flying stones or high winds, it’s a smart choice.
LDW reduces or removes your financial responsibility if something happens to the vehicle. It’s included with Superior and Max Cover, which is why many customers opt for one of these levels – they don’t want to risk a big bill if something goes wrong.
We believe in being upfront. Here’s what’s not covered, regardless of your insurance level:
Make sure you read our Terms and Conditions for the full list.
If you’re hiring a Ute, yes – most unsealed roads are fine. They’re built for rougher terrain. For all other vehicles, unsealed roads are excluded from cover. Beaches and roads like Skippers Canyon, Ninety Mile Beach, and Rainbow Road are also off-limits. Make sure you read our Terms and Conditions for the full list.
No – We cover the vehicle itself. Theft or damage to your personal items (like luggage, tech, or tools) should be claimed through your travel or home insurance.
A flat $400 security deposit is required for all rentals. This is held on your card and released when the vehicle is returned damage-free.
Yes. The security deposit must be held on a credit card in the hirer’s name. If you only have Eftpos or debit, give us a heads-up – we’ll work through other options with you. Account holders don’t need a credit card to hire.
Even if you’ve paid a security deposit, we still need a valid credit card on file for the duration of your rental. Here’s why:
If you don’t have a credit card, get in touch – we’ll talk through your options and see how we can make it work.
Yes – we allow businesses to self-insure. Here’s how it works:
We’ll assess the damage, talk you through what happened, and apply the liability based on your insurance level.
Even if it wasn’t your fault (like a trolley dent or weather damage), you’re still responsible unless:
That’s why many customers prefer Max – fewer hassles.
Nope. We hold the security deposit, inspect the vehicle on return, and if needed, apply charges and send a breakdown of what happened.
If a damaged vehicle can’t be hired out while it’s being fixed, we lose revenue. That’s called "Loss of Use."
1. Make sure everyone is safe
2. Call emergency services if needed
3. Then call us – we’ll talk you through the next steps and help with paperwork
We offer 24/7 Roadside Assistance with every hire. With Max Cover, common issues like flat batteries, tyre punctures, and lockouts are also covered. For others, the callout is arranged and costs may apply.
Yes, as long as they are:
Just let us know when booking or picking up the vehicle.
Yes – many customers do. Business travel, on-site work, and commercial jobs are fine. Rideshare services (like Uber) are not covered.
Yes. Basic Cover is included for all hires. But for a lower liability and fewer surprises, many customers choose Superior or Max.
Yes – anytime before pickup. Once you’re on the road, the coverage level is locked in for the duration of your hire.
Sometimes – check with your insurer. But keep in mind:
To avoid that hassle, many customers just choose Superior or Max Cover.
Yes, and we do too. We walk you through any existing marks and recommend taking a few quick photos for your own peace of mind. Better safe than sorry!
You can cancel or change your cover level anytime before your rental starts. Once you're on the road, the cover level is fixed for the full duration of the hire.